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    <description>Where the numbers work and where they only look like they do: market selection, purchase price discipline, and the assumptions behind a projection.</description>
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      <title>The 45-Day and 180-Day Rules That Govern a 1031 Exchange</title>
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      <description><![CDATA[A century-old tax provision lets real estate investors defer capital gains by swapping one investment property for another. Two federal deadlines decide whether the deferral holds.]]></description>
      <pubDate>Sun, 16 Aug 2026 08:51:30 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Investment</category>
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      <title>Diversifying Across Metros: Insurance Costs and Climate Risk in the Math</title>
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      <description><![CDATA[Cross-market rental diversification: climate-driven insurance repricing, FEMA flood maps, and what diversification spreads.]]></description>
      <pubDate>Sat, 02 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
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      <title>How Property Tax Trajectories Reshape Long-Run Rental Returns</title>
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      <description><![CDATA[Property taxes and rental returns: assessment resets at sale and effective-rate differences that move cap rates.]]></description>
      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Yuki Tanaka</dc:creator>
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      <title>Cash Flow vs Appreciation: What Each Rental Strategy Actually Requires</title>
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      <description><![CDATA[Cash flow vs appreciation investing compared: financing, failure modes, tax mechanics, and how the 2024-2025 rate environment separates the two strategies.]]></description>
      <pubDate>Sun, 05 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Peter Almeida</dc:creator>
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      <title>Reading Population and Job Growth as Rental-Demand Indicators Before Buying</title>
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      <description><![CDATA[How to read migration, Census, ACS, and BLS employment data as rental-demand indicators, with the supply context they need.]]></description>
      <pubDate>Sun, 22 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Investment</category>
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      <title>REITs vs Owning Rental Property: Liquidity, Leverage, and Yields Compared</title>
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      <description><![CDATA[REITs vs owning rental property: liquidity, leverage, after-tax yields, depreciation, and risk concentration compared for small real estate investors.]]></description>
      <pubDate>Sun, 08 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
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      <title>Buying Distressed Rentals: How Rehab Budgets and Holding Costs Erode Returns</title>
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      <description><![CDATA[Distressed rental deals eroded by rehab contingencies, holding costs, draw financing, and legal risks, with a stress test.]]></description>
      <pubDate>Mon, 23 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Yuki Tanaka</dc:creator>
      <category>Investment</category>
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      <title>What Absorption Rate Says About a Rental Market Before You Buy</title>
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      <description><![CDATA[Absorption rate explained: how fast a rental market leases new supply, why concessions hide rent declines, and the free Census and HUD data to check.]]></description>
      <pubDate>Mon, 09 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Peter Almeida</dc:creator>
      <category>Investment</category>
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      <title>Small Multifamily vs Single-Family Rentals: A Cost-Per-Unit Comparison</title>
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      <description><![CDATA[Small multifamily vs single-family rentals: cost per unit, taxes, financing, and vacancy math for small landlords.]]></description>
      <pubDate>Mon, 26 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Yuki Tanaka</dc:creator>
      <category>Investment</category>
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      <title>House Hacking a Duplex: The Entry Math First-Time Investors Should Run</title>
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      <description><![CDATA[House hacking a duplex explained: owner-occupied financing, the 75 percent rent credit, PITI and reserves, and the move-out math for first-time investors.]]></description>
      <pubDate>Tue, 13 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Peter Almeida</dc:creator>
      <category>Investment</category>
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      <title>Turnkey Rental Properties: How the Numbers Work and Where They Break</title>
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      <description><![CDATA[Turnkey rental properties explained: where the premium hides, how fees and vacancy reshape cap rate, and how to stress-test the seller's pro forma.]]></description>
      <pubDate>Tue, 30 Dec 2025 12:00:00 GMT</pubDate>
      <dc:creator>Peter Almeida</dc:creator>
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