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    <title>Toor News — Property News</title>
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    <description>Rule changes, rate decisions, portfolio sales and rental regulation as they land, filtered for what alters a landlord&apos;s costs or duties this quarter.</description>
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    <lastBuildDate>Thu, 03 Sep 2026 04:18:54 GMT</lastBuildDate>
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      <title>What Is a Good Cap Rate for a Rental Property? It Depends on Four Measurable Things</title>
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      <description><![CDATA[Cap rate is NOI over price, and whether a number is good depends on asset class, market tier, financing cost, and the Treasury spread. Here is the four-part check.]]></description>
      <pubDate>Fri, 28 Aug 2026 08:57:54 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>Rental Vacancy Rose to 6.9 Percent as Completions Hit Decade Highs: Census Data</title>
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      <description><![CDATA[US rental vacancy hit 6.9 percent in Q3 2024 on decade-high completions, per Census data — concentrated in Sun Belt metros while the starts pipeline halves.]]></description>
      <pubDate>Mon, 24 Aug 2026 08:57:52 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>Gross Yield, Net Yield, and Cap Rate: How Rental Return Is Calculated</title>
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      <description><![CDATA[Three formulas answer three different questions about a rental property, and only one of them moves when mortgage rates do.]]></description>
      <pubDate>Sat, 22 Aug 2026 08:51:33 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>How a 1031 Exchange Lets Landlords Defer Capital Gains Tax</title>
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      <description><![CDATA[The mechanics behind Section 1031: what property qualifies, the 45-day and 180-day clocks, and why a small landlord cannot act as their own intermediary.]]></description>
      <pubDate>Tue, 18 Aug 2026 08:51:31 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>What a 6.65 Percent Mortgage Rate Does to Small-Landlord Math</title>
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      <description><![CDATA[Freddie Mac's benchmark rate and Census vacancy data show how financing costs and rental supply are squeezing rental-property arithmetic from both sides in 2026.]]></description>
      <pubDate>Wed, 12 Aug 2026 08:51:28 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>HUD Tests Landlord Incentives as Voucher Funding Grows for 2026</title>
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      <description><![CDATA[HUD is testing landlord incentives for voucher participation as FY2026 appropriations raise Section 8 funding. What small landlords should ask agencies.]]></description>
      <pubDate>Wed, 05 Aug 2026 12:00:00 GMT</pubDate>
      <dc:creator>Rosa Marchetti</dc:creator>
      <category>Property News</category>
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      <title>Mortgage Rates Held in the Mid-6 Percent Range Into Early July</title>
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      <description><![CDATA[Freddie Mac's survey put the 30-year fixed at 6.43 percent before July 9, 2026 — about 40 basis points below June 2025. What it does to rental math.]]></description>
      <pubDate>Thu, 09 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>Massachusetts Rent Control Question Advances Toward the November Ballot</title>
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      <description><![CDATA[A Massachusetts rent control initiative capping increases at CPI or 5 percent needs second-round signatures by July 2026 to reach the November ballot.]]></description>
      <pubDate>Tue, 30 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>Housing Starts Rebounded to 1.502 Million in March as Permits Fell</title>
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      <description><![CDATA[March 2026 housing starts hit a 1.502 million annual rate while multifamily permits fell 23.5 percent, per the Census Bureau's April 29 release.]]></description>
      <pubDate>Thu, 25 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Rosa Marchetti</dc:creator>
      <category>Property News</category>
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      <title>Freddie Mac Bulletin 2026-1 Updates Selling Rules and Home Possible Terms</title>
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      <description><![CDATA[Freddie Mac Bulletin 2026-1 updated Home Possible selling rules, and the 2026 conforming loan limit rose to $832,750. What owner-occupant landlords check.]]></description>
      <pubDate>Sun, 21 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>FEMA Flood Map Revisions Reset Insurance Duties, Not the Premium Formula</title>
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      <description><![CDATA[FEMA flood map revisions reset which rentals need mandatory flood insurance, while Risk Rating 2.0 prices premiums on property-specific risk, not zone.]]></description>
      <pubDate>Tue, 16 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Rosa Marchetti</dc:creator>
      <category>Property News</category>
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      <title>Fannie Mae Updates Property Insurance Rules for One-to-Four-Unit Loans</title>
      <link>https://toornews.com/property-news/fannie-mae-investment-property-loan-news-2026/</link>
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      <description><![CDATA[Fannie Mae lender letter LL-2026-03 updated property insurance requirements for one-to-four-unit loans on March 18, 2026. What rental investors check.]]></description>
      <pubDate>Fri, 12 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>HUD Revises FY2026 Fair Market Rents for Seven Areas Effective May 21</title>
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      <description><![CDATA[HUD's revised FY2026 fair market rents took effect May 21, 2026 for seven areas, resetting Housing Choice Voucher payment standards for landlords.]]></description>
      <pubDate>Sun, 07 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Rosa Marchetti</dc:creator>
      <category>Property News</category>
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      <title>NLIHC Gap Report Counts 7.2 Million-Home Shortage for Lowest-Income Renters</title>
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      <description><![CDATA[The NLIHC Gap 2026 report counts a 7.2 million-home shortage for extremely low-income renters — 35 affordable homes per 100 households.]]></description>
      <pubDate>Wed, 20 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Rosa Marchetti</dc:creator>
      <category>Property News</category>
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      <title>Case-Shiller National Index Slows to 0.7 Percent Annual Gain in February</title>
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      <description><![CDATA[The S&P Cotality Case-Shiller index showed a 0.7 percent annual home price gain in February 2026. What flat prices do to rental yield math.]]></description>
      <pubDate>Thu, 30 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
      <category>Property News</category>
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      <title>Essential Mouth Rinsing and Oral Care Techniques for Cosmetic Dental Patients</title>
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      <description><![CDATA[Toor News covers investment, including Investment, Rentals and Finance, with clear reporting, context, and practical guides.]]></description>
      <pubDate>Mon, 30 Jun 2025 03:50:00 GMT</pubDate>
      <dc:creator>David Jordan</dc:creator>
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